Actuarial Services

The development of actuarial models is a core aspect of our actuarial services. These models are essential for identifying, quantifying, and strategically managing risks. We adopt a structured approach focused on your specific requirements and business objectives. Our actuaries work closely with you to create bespoke deterministic and stochastic models tailored to your data and risk structure. We utilize modern statistical methods and technologies to conduct scenario analyses and forecasts that help you better predict future developments. By integrating these models into your decision-making processes, we support you in making well-founded operational and strategic decisions.

In today's digital world, the automation and digitalization of business processes is a decisive competitive advantage. We support you in optimizing your processes and implementing modern technologies to increase efficiency and productivity. Our services include the analysis of your existing systems, the identification of automation potential and the implementation of tailored solutions. By using advanced technologies, such as artificial intelligence and data analytics, we help you minimize manual activities and leverage your data more efficiently. This not only leads to an improved quality of your services, but also to faster response times to market changes. Together, we create a digital environment that supports your business strategy and helps you achieve your goals.

The accurate valuation of technical provisions is a critical factor for the financial stability and risk management of an insurance company. In a constantly changing market environment, it is essential that provisions not only comply with legal requirements, but also realistically represent actual future obligations. This applies equally to HGB, Solvency II, and IFRS 17. Our experienced team of actuaries has in-depth knowledge of the relevant legal framework and current market developments for all lines of business. We carry out detailed analyses that take into account both historical data and future trends. We use proven methods and innovative approaches to ensure a comprehensive valuation. These precise provisions enable you to make informed business decisions and secure the long-term financial health of your company.

The development and pricing of insurance products requires a deep understanding of market needs and trends, as well as the specific risks associated with each product. We offer you comprehensive support in this process, from brainstorming to product development and pricing. Our team carefully analyses the target markets, competitors, and regulatory requirements in order to design innovative products that offer your customers genuine added value. We also attach great importance to transparent and fair pricing that takes into account both your earnings targets and the satisfaction of your customers. Our expertise ensures that your products are not only competitive but also promise long-term success.

Migrating policy administration systems is a complex but necessary step in modernizing your IT infrastructure. We guide you through every stage of this process to ensure that the transfer of your data is smooth and uninterrupted. Our expertise in data migration and system integration enables us to identify and minimize potential risks at an early stage. We work closely with you and other IT and regulatory teams at BDO to understand your specific requirements and develop a customized migration strategy. Our aim is to guarantee the continuity of your business processes while ensuring that your new systems are future-proof and optimally aligned with your company's requirements. With our advice, you are ideally equipped to meet the challenges of digital transformation.

Valuing insurance companies is a challenging task that requires in-depth expertise and extensive experience. We offer you a comprehensive and objective valuation that takes both quantitative and qualitative aspects into account. Our analysis provides you with clear insights into the value of your company to help you make strategic decisions. Our team uses proven valuation methods and up-to-date market information to ensure a precise and transparent valuation. We take into account not only key financial figures but also factors such as market position, growth potential and risks. With our support, you are in a position to make informed decisions, whether for mergers and acquisitions, capital procurement or strategic planning.